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Some vehicles were born to be raced, but they are only used about 1% of the time. The other 99% of the time, your race car is off-track. And that's what we protect. From a sudden storm ripping through the paddock to a trailer fire on the tow back home, we’ve seen it all. So we created affordable Guaranteed Value™ coverage to protect race cars while they’re not on the track.
Our Limited Trailer and Paddock (LTP) coverage* will protect your race car:
- In the trailer -- while in transit and loading and unloading
- In the paddock
- While in storage or at the shop
- From theft, fire, floods, hurricanes, earthquakes and more
- Everywhere but on the track or while racing See our options for Track Day insurance
- Full coverage is also available for street legal race cars for driving on the street or enjoying a parade lap or two.
Our Off Track Insurance Program features:
Costs less per year than a set of racing tires.
Guaranteed Value Coverage
We understand how provenance, history and drivers can affect a vehicle's overall value. We will work with you to determine the true value, and that's what we'll pay in the event of a covered total loss.* Guaranteed.
Coverage For How You Use Your Race Car
We protect your car in the trailer, in the paddock, in storage — just not when it’s racing on the track. Full coverage is available for driving on the street if it’s a street-legal race car, or even for a parade lap or two.
Extras Formulated for Motorsport Enthusiasts
We automatically include $750 in spare parts coverage, and we can increase that amount and add tools coverage — at a reasonable rate.
Does your vehicle qualify?
- Vintage race cars, nostalgia dragsters, nostalgia funny cars, pro street, street legal race cars, vintage raced motorcycles, vintage dirt track motorcycles and vintage motocross bikes can qualify
- Modern, high-quality, excellent condition racing vehicles also may qualify
- Coverage may be limited or unavailable for some risks or states
Call us at (800) 671-3456 or Get an Instant Quote by filling out an application Online
All coverage not available in all states. This is only a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.
*Any deductible and/or salvage value if retained by you will be subtracted from the total amount paid.